The uninsurable horse

Part of the process of opening a place like ours is insurance and the biggest issue is horse insurance. As I mentioned before, there are no laws that protect stables from the inherent risks involved with horseback riding.

So the insurance agent offhandedly said, "I'll just check your horse's record and as long as it's clean we can insure the horses."

And thus we learned that every recorded incident goes onto the horse's record. So if a rider falls off the incident stays there for the animals life. On one hand, advocates for this system might argue that buyers can look up a horse's history. Because, world over sellers lie. Buyers lie too. Really, everybody lies except the horse. So I just get my information there.

Today, I was thinking about a safety video we will be making. It's a basic don't go under that horse, don't run behind a horse and so. Our horses really don't care what we do, but a lot of horses haven't had the time put in that takes. In fact, if you run up behind Pan and Super, you will find yourself roped into to butt scratches.

However, probably because I'm in quarantine, I suddenly realized how sad this is for a lot of horses. Even the kindest, best trained horse in the world can spook and kick or bite. An injury might cause a bite or being surprised might cause a kick. There is now amount of training to erase the fact that horses are horses. They are big, lovely animals.

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